tag:blogger.com,1999:blog-374204036647154982024-03-12T22:16:58.228-07:00Team Texas TalksTEAM TEXAShttp://www.blogger.com/profile/11742051288979230611noreply@blogger.comBlogger11125tag:blogger.com,1999:blog-37420403664715498.post-13521276023869478352012-07-17T15:30:00.001-07:002012-07-19T07:52:07.374-07:00Why rent when you can buy? Read this! It's great information.<span style="font-size: large;">Good morning everyone!</span><br />
<br />
<a href="http://www.christinaaustin.net/" target="_blank">Christina Austin</a> here with <a href="http://teamtexastalks.blogspot.com/" target="_blank">Team Texas</a> to give you some valuable information regarding whether buying or renting is the best options for you. We are committed to being there for you regardless, whether it is buying, renting or even renting an apartment. We can do it all!<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjh_t0XmesWyxnSuermqrVGM5QUU3QzN51geRwDtXUnf8-GD1z7HMsRfTM5V9ZeHqE1pS2ssKM1iVBul5CxNKWwqT3_1SU9IHzEszVWvXVvutdw96uXieibvUpL95byl8-hOUBWhiaKpWM/s1600/rent-vs-buy1.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjh_t0XmesWyxnSuermqrVGM5QUU3QzN51geRwDtXUnf8-GD1z7HMsRfTM5V9ZeHqE1pS2ssKM1iVBul5CxNKWwqT3_1SU9IHzEszVWvXVvutdw96uXieibvUpL95byl8-hOUBWhiaKpWM/s320/rent-vs-buy1.jpg" width="320" /></a></div>
If you have tried to rent a home in the last 6 months in Houston you know it is a VERY competitive market. There are way more people trying to rent than there are homes available to rent. Often times, the landlord has the upper hand with multiple applications coming in at one time. One little imperfection on your credit, rental or back ground history and there is a chance that your application will be tossed aside for another. In this rental market, we as Realtors must be aggressive and we need your help to do so! If you are serious about getting into a rent home you must be armed with the required documentation, and be ready to apply when a new rental comes on the market that you are interested in because it could very easily be gone tomorrow.<br />
<br />
So here comes the real question... <span style="color: red;">Why would you rent when you can buy???</span> We hear it all the time and the number one excuse it get is "I want to save more money for a down payment/ closing costs."<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-jXiO35tUILleWbSoQAvNKl_jm_u6vv4bmtt7L_2JQBG2qcF52_ISnWcJg0YqswicdAAzbJf0KPLUUtFCVJDB91rwHlzdT1k9r2mfj_23mfWMRxyWKgNqd2p4qEEXWdrWnPmwmXDx3OU/s1600/mortgage-rates30.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-jXiO35tUILleWbSoQAvNKl_jm_u6vv4bmtt7L_2JQBG2qcF52_ISnWcJg0YqswicdAAzbJf0KPLUUtFCVJDB91rwHlzdT1k9r2mfj_23mfWMRxyWKgNqd2p4qEEXWdrWnPmwmXDx3OU/s200/mortgage-rates30.jpg" width="183" /></a></div>
<b>Did you know that interest rates are at an all time low? Waiting and saving may actually be costing you money in the grand scheme of things.</b><br />
<br />
<i>Let me give you a couple examples:</i><br />
<span style="background-color: white;">Lets say <i>tomorrow</i> you decide it is time for you to take the steps necessary to purchase a home. You call your favorite <a href="http://www.christinaaustin.net/" target="_blank">Realtors</a>, which of course is Team Texas, we refer you to a Mortgage Specialist who assists you with getting prequalified. After getting through the application process, they tell you you are prequalified for $180,000 with a fixed interest rate of 3.8% over the course of 30 years. We find you the absolute perfect house for $150,000. </span><span style="background-color: white;">Your monthly payment would be around $1,220. </span><span style="background-color: white;">This isn't an exact number seeing how there are a lot of variables that can change the monthly payment such as your down payment, homeowners insurance, mortgage insurance and tax rates... but that is a whole other blog. The mortgage calculator I used to get this number can be found <a href="http://www.mlcalc.com/" target="_blank">here</a>. </span><br />
<br />
Now lets say you decide to <i>wait one year</i> from now:<br />
Everything stays the same except the interest rate goes up to 4.8%. We find you a home that cost $150,000. Similar to the one above. However, this time you monthly payment will be $1,310. A difference of $90 a month. Doesn't seem like much but over the course of 30 years there is a huge difference. <span style="background-color: white;"><span style="font-family: inherit;">Over the course of your 30 year loan in the first </span>scenario<span style="font-family: inherit;"> you would pay $423,896.97. If interest rates go up just 1% in the next year you will pay $456,444.29. That is a difference of 32,547.32. </span></span><br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://1.bp.blogspot.com/-tBtZCy3lPRM/UAYig6vOPYI/AAAAAAAAAFY/EMnHLs4ZSrA/s1600/mortgage+rates.png" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="260" src="http://1.bp.blogspot.com/-tBtZCy3lPRM/UAYig6vOPYI/AAAAAAAAAFY/EMnHLs4ZSrA/s400/mortgage+rates.png" width="400" /></a></div>
<b>How much are you saving in a month? <span style="color: red;">Is it enough to justify waiting?</span> Just a little food for thought. I can't predict the future but they <span style="color: red;">can't stay low forever</span>... and can't get much lower. </b><br />
<br />
This graph to the right shows how interest rates have changed in the last century. Can you imagine buying a home in the 80's when they were 18%? We are pretty fortunate with our current market.<br />
<br />
<br />
Enough about interest rates... there are other advantages to owning your own home. For instance, your mortgage interest and property taxes are tax deductible. In addition to that, your home is an investment. You pay towards <span style="color: red;">your mortgage</span> and <span style="color: red;">gain equity</span> for yourself <span style="color: red;">INSTEAD</span> of your landlord.<br />
<br />
I know some of you may be saying "Well, that's great and all, but I don't have ANY money for a down payment or closing costs." I am here to tell you that there are loan programs out there to help people just like you. Including the DAP (down payment assistance program), Bond 77, and USDA financing. There are certain screening criteria such as income and the location, but it could be an option for you.<br />
<br />
<span style="background-color: white; color: blue;">Why let the opportunity pass you by without even trying??? Give us a call! We can help guide you through the process making the whole experience as easy as possible. </span><br />
<span style="background-color: white; color: blue;"><br /></span><br />
<a href="http://4.bp.blogspot.com/-OU1VFCvdnD0/T0GQoQa_dhI/AAAAAAAAADo/Vyz6TNE6uhQ/s1600/remaxrealtylogo.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="121" src="http://4.bp.blogspot.com/-OU1VFCvdnD0/T0GQoQa_dhI/AAAAAAAAADo/Vyz6TNE6uhQ/s200/remaxrealtylogo.jpg" width="200" /></a><br />
<div>
<div>
<a href="http://4.bp.blogspot.com/-cXiOO-Yz9vI/UAcIERfNo3I/AAAAAAAAAFk/7XfpBl_DZ1k/s1600/steenapic.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="http://4.bp.blogspot.com/-cXiOO-Yz9vI/UAcIERfNo3I/AAAAAAAAAFk/7XfpBl_DZ1k/s200/steenapic.jpg" width="175" /></a>~<a href="http://www.christinaaustin.net/" target="_blank">Christina Austin</a><br />
832-978-7615</div>
<div>
Member of Team Texas</div>
<div>
<a href="http://www.remaxtexas.com/default.asp?p=profile.asp&accountid=190689" target="_blank">RE/MAX Realty Center</a><br />
<span style="font-family: 'Times New Roman', serif; font-size: 20pt;"><br /></span></div>
</div>
<div>
<span style="background-color: white; color: red;">P.S - We LOVE referrals! If you know of anyone needing Real Estate assistance </span><span style="background-color: white; color: red;">we would love to help.</span></div>
<br />
<br />
<br />Christina Austinhttp://www.blogger.com/profile/18130383742129245000noreply@blogger.com0tag:blogger.com,1999:blog-37420403664715498.post-48991763782747033832012-03-29T11:33:00.003-07:002012-03-29T12:56:53.238-07:00The History of April Fools<span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;">Hey guys!</span><br />
<span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;"><br /></span><br />
<span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;">Team Texas here again! This time with a little fun on April fools! I am sure all of us have had an April fools joke or two played on us in our time but does anyone know where the tradition began?</span><br />
<a href="http://t.contentsvr.com/557706573126899611930/misc/main.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img alt="April Fool's Day" border="0" height="150" src="http://t.contentsvr.com/557706573126899611930/misc/main.jpg" width="200" /></a><span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;"><br /></span><br />
<span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;"><a href="http://www.april-fools.us/history-april-fools.htm" target="_blank">History of April Fools</a></span><br />
<br />
<span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;">The holiday has come a long ways since it began in 1582. 430 years later the holiday is still going strong.</span><br />
<span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;"><br /></span><br />
<span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;"><br /></span><br />
<span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;"><a href="http://www.museumofhoaxes.com/hoax/aprilfool/" target="_blank">Top 100 Pranks of All Time</a></span><br />
<br />
<span style="font-family: 'Courier New', Courier, monospace;"><br /></span><br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<a href="http://4.bp.blogspot.com/-K-vmLKeVm9Y/T3S-FofTQJI/AAAAAAAAAEc/xpyyZ4FTKs4/s1600/1957spaghetti.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="223" src="http://4.bp.blogspot.com/-K-vmLKeVm9Y/T3S-FofTQJI/AAAAAAAAAEc/xpyyZ4FTKs4/s320/1957spaghetti.jpg" width="320" /></a><span style="font-family: 'Courier New', Courier, monospace;"><span style="color: #0b5394;">My all time fave was the </span><a href="http://www.museumofhoaxes.com/hoax/archive/permalink/the_swiss_spaghetti_harvest" style="color: #0b5394;">The Swiss Spaghetti Harvest</a><span style="color: #0b5394;">. Apparently in 1957 the British thought it would be funny to broadcast a news segment on growing your own spaghetti. </span><span style="background-color: white; line-height: 21px; text-align: left;"><span style="color: #0b5394;">The audience heard Richard Dimbleby, the show's highly respected anchor, discussing the details of the spaghetti crop as they watched video footage of a Swiss family pulling pasta off spaghetti trees and placing it into baskets. The segment concluded with </span></span></span><span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;"><span style="background-color: white; line-height: 21px; text-align: left;">"For those who love this dish, there's nothing like real, home-grown spaghetti."</span><span style="background-color: white; line-height: 21px; text-align: left;"> </span></span><span style="background-color: white; color: #0b5394; font-family: 'Courier New', Courier, monospace; line-height: 21px; text-align: left;">How funny is it that people believed they could actually grow spaghetti???</span><br />
<span style="background-color: white; line-height: 21px; text-align: left;"><span style="font-family: 'Courier New', Courier, monospace;"><br /></span></span><br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<a href="http://2.bp.blogspot.com/-T7vw2tLawKQ/T3S-chdcUUI/AAAAAAAAAEk/55jWpHG3uL8/s1600/1976alignment.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="155" src="http://2.bp.blogspot.com/-T7vw2tLawKQ/T3S-chdcUUI/AAAAAAAAAEk/55jWpHG3uL8/s200/1976alignment.jpg" width="200" /></a><span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;">My 2nd favorite was "<a href="http://www.museumofhoaxes.com/hoax/af_database/permalink/planetary_alignment_decreases_gravity/">Planetary Alignment Decreases Gravity</a>." The </span><span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;">power of suggestion is so high that one lady even reported her and her friends floating around on chairs around the room. This happened in 1976 but I honestly could see the media having the ability to trick people with this one again. </span><br />
<div>
<span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;"><br /></span></div>
<div>
<div>
<span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;">We would love to hear stories from all of you about your funniest April fools jokes so please comment below!</span></div>
<div>
<span style="color: #0b5394; font-family: 'Courier New', Courier, monospace;"><br /></span><br />
<span style="font-family: 'Courier New', Courier, monospace;"><span style="background-color: white;"><span style="color: #990000;">No matter where you happen to be in the world on April 1, don't be surprised if April fools fall playfully upon you.</span></span>
</span><br />
<span style="background-color: #ccffff; color: #660099;"><br /></span><br />
<span style="font-family: 'Courier New', Courier, monospace;">Thanks for stopping by! We hope to see you back soon!</span><br />
<span style="font-family: 'Courier New', Courier, monospace;"><br /></span><br />
<div>
<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLbvUzef5XQtCfg9udmy4v8jjNy2XSh9C35SayCx1mlAdIBz2WhdmpYNUtkbFCO0kkBzZpNv8Dx4PWYVa4mATEpDJocCYksvSCRa0daiJPoHpJv8cEmZxg50Hs7d2mN6CvRwc55TXr2Hg/s1600/steenapic.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhLbvUzef5XQtCfg9udmy4v8jjNy2XSh9C35SayCx1mlAdIBz2WhdmpYNUtkbFCO0kkBzZpNv8Dx4PWYVa4mATEpDJocCYksvSCRa0daiJPoHpJv8cEmZxg50Hs7d2mN6CvRwc55TXr2Hg/s200/steenapic.jpg" width="175" /></a><span style="font-family: 'Courier New', Courier, monospace;">~<a href="http://www.christinaaustin.net/" target="_blank">Christina Austin</a></span></div>
<div>
<span style="font-family: 'Courier New', Courier, monospace;">Member of Team Texas with</span></div>
<div>
<span style="font-family: 'Courier New', Courier, monospace;"><a href="http://www.remaxtexas.com/default.asp?p=profile.asp&accountid=190689" target="_blank">RE/MAX Realty Center</a></span><br />
<img src="http://4.bp.blogspot.com/-OU1VFCvdnD0/T0GQoQa_dhI/AAAAAAAAADo/Vyz6TNE6uhQ/s200/remaxrealtylogo.jpg" />
<br />
<br />
<br />
<div style="background-color: rgba(255, 255, 255, 0.917969); color: #222222;">
<div style="margin-bottom: 0.0001pt;">
<span style="color: red; font-family: 'Courier New', Courier, monospace;"><br /></span><br />
<span style="color: red; font-family: 'Courier New', Courier, monospace;">If you know anyone that can benefit from the type of <a href="http://www.christinaaustin.net/" target="_blank">customer service that I provide</a>, please pass my name along.</span></div>
</div>
<div style="background-color: rgba(255, 255, 255, 0.917969); color: #222222;">
<div style="margin-bottom: 0.0001pt;">
<span style="color: red; font-family: 'Courier New', Courier, monospace;">My business is based on referrals from my friends, family and clients.</span></div>
<div style="margin-bottom: 0.0001pt;">
<span style="font-family: 'Courier New', Courier, monospace;"><span style="color: red;">Thanks!!</span><span style="line-height: 14px;"> </span></span></div>
</div>
<br />
<br /></div>
<br />
<a href="http://t.contentsvr.com/557706573126899611930/misc/main.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><span style="color: black; font-family: 'Courier New', Courier, monospace;"><br /></span></a><a href="http://t.contentsvr.com/557706573126899611930/misc/main.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><span style="color: black; font-family: 'Courier New', Courier, monospace;"><br /></span></a><a href="http://t.contentsvr.com/557706573126899611930/misc/main.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><span style="color: black; font-family: 'Courier New', Courier, monospace;"><br /></span></a><a href="http://t.contentsvr.com/557706573126899611930/misc/main.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><span style="color: black; font-family: 'Courier New', Courier, monospace;"><br /></span></a><a href="http://t.contentsvr.com/557706573126899611930/misc/main.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><span style="color: black; font-family: 'Courier New', Courier, monospace;"><br /></span></a><a href="http://t.contentsvr.com/557706573126899611930/misc/main.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><span style="color: black; font-family: 'Courier New', Courier, monospace;"><br /></span></a><a href="http://t.contentsvr.com/557706573126899611930/misc/main.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><span style="color: black; font-family: 'Courier New', Courier, monospace;"><br /></span></a><br />
<a href="http://t.contentsvr.com/557706573126899611930/misc/main.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><br /></a></div>
</div>Christina Austinhttp://www.blogger.com/profile/18130383742129245000noreply@blogger.com0tag:blogger.com,1999:blog-37420403664715498.post-15026950771386908852012-03-08T13:00:00.003-08:002012-03-08T13:01:41.118-08:00Houston Livestock Show & Rodeo<a href="http://www.planetware.com/i/photo/houston-tx139.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="200" src="http://www.planetware.com/i/photo/houston-tx139.jpg" width="149" /></a><span style="font-family: inherit;">Howdy ya'll! Team Texas here to talk about Houston's one and only Rodeo.</span><br />
<span style="font-family: inherit;"><br /></span><br />
<span style="font-family: inherit;">Since 1931 Houston has been taken away by the </span><a href="http://www.rodeohouston.com/" style="font-family: inherit;" target="_blank">Houston Livestock Show & Rodeo</a><span style="font-family: inherit;">. 26,000 volunteers contribute their time, resources and talent as part of the world's largest livestock exhibition </span><span style="background-color: white;"><span style="color: #111111; font-family: inherit;"><span style="line-height: 17px;">world's richest regular-season rodeo, and the Southwest's premier entertainment event. Last year alone over 2 million people attended and it will continue to grow steadily in future years.</span></span></span><br />
<span style="background-color: white; color: #111111; font-family: inherit; line-height: 17px;"><br /></span><br />
<span style="background-color: white; color: #111111; font-family: inherit; line-height: 17px;">The Rodeo is a fun time for all. Including <a href="http://www.rodeohouston.com/concerts/index.aspx" target="_blank">live music</a>, carnival rides, the delicious bbq cook off, and of course how it all began, the livestock show. The rodeo is sure to please! </span><br />
<span style="background-color: white; color: #111111; line-height: 17px;"><span style="font-family: inherit;"><br /></span></span><br />
<a href="https://encrypted-tbn1.google.com/images?q=tbn:ANd9GcTjCQDLpPK_DycVF_jQ-fW4h7b0g46U5h1xfjX-taOjzUHs4XV-uw" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="https://encrypted-tbn1.google.com/images?q=tbn:ANd9GcTjCQDLpPK_DycVF_jQ-fW4h7b0g46U5h1xfjX-taOjzUHs4XV-uw" width="155" /></a><span style="font-family: inherit;"><span style="background-color: white; color: #111111; line-height: 17px;">Though the Rodeo is a lot of fun, it has <a href="http://www.rodeohouston.com/about/economic-impact.aspx" target="_blank">contributed</a> many things to our community that shouldn't be over looked. Did you know that since the Rodeo began it has comitted over $283 million dollars </span><span style="background-color: white; color: #111111; line-height: 17px;">to scholarships, research, endowments, calf scramble participants, junior show exhibitors, School Art participants, and other educational and youth programs? Of that total, the Show has committed more than $165 million in direct educational program support, since the first scholarship was awarded in 1957. That's a lot of money!</span></span><br />
<span style="font-family: inherit;"><span style="background-color: white; color: #111111; line-height: 17px;"><br /></span></span><br />
<span style="font-family: inherit;"><span style="background-color: white; color: #111111; line-height: 17px;">Think you may want to check out what all the hype is about? Click <a href="http://www.rodeohouston.com/guest-services/downloads/2012DailySchedule.pdf" target="_blank">here</a> to see the schedule for 2012. </span></span><br />
<span style="font-family: inherit;"><span style="background-color: white; color: #111111; line-height: 17px;"><br /></span></span><br />
<span style="font-family: inherit;"><span style="background-color: white; color: #111111; line-height: 17px;"><br /></span></span><br />
<span style="font-family: inherit;"><span style="background-color: white; color: #111111; line-height: 17px;">T<span style="font-family: inherit;">hanks for taking the time to read our blog on the Rodeo! If you would like to ready more on the Rodeo click <a href="http://www.rodeohouston.com/" target="_blank">here</a>.</span></span></span><br />
<span style="background-color: white; color: #111111; font-family: inherit; line-height: 17px;"><br /></span><br />
<span style="background-color: white; color: #111111; font-family: inherit; line-height: 17px;">We hope to see ya there sometime! </span><br />
<span style="background-color: white; color: #111111; font-family: inherit; line-height: 17px;"><br /></span><br />
<br />
<div style="background-color: rgba(255, 255, 255, 0.917969); color: #222222;">
<div style="margin-bottom: 0.0001pt;">
<span style="color: red;"><span style="font-family: inherit;">If you know anyone that can benefit from the type of <a href="http://www.christinaaustin.net/" target="_blank">customer service that I provide</a>, please pass my name along.</span></span></div>
</div>
<div style="background-color: rgba(255, 255, 255, 0.917969); color: #222222;">
<div style="margin-bottom: 0.0001pt;">
<span style="color: red;"><span style="font-family: inherit;">My business is based on referrals from my friends, family and clients.</span></span></div>
<div style="margin-bottom: 0.0001pt;">
<span style="font-family: inherit;"><span style="color: red;">Thanks!!</span><span style="line-height: 14px;"> </span></span></div>
</div>
<br />
<span style="font-family: inherit;"><br /></span><br />
<div>
<div>
<div>
<span style="font-family: inherit;">~<a href="http://www.christinaaustin.net/" target="_blank">Christina Austin</a></span></div>
<div>
<span style="font-family: inherit;">Member of Team Texas with</span></div>
<div>
<a href="http://www.remaxtexas.com/default.asp?p=profile.asp&accountid=190689" target="_blank"><span style="font-family: inherit;">RE/MAX Realty Center</span></a><br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://4.bp.blogspot.com/-OU1VFCvdnD0/T0GQoQa_dhI/AAAAAAAAADo/Vyz6TNE6uhQ/s1600/remaxrealtylogo.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="121" src="http://4.bp.blogspot.com/-OU1VFCvdnD0/T0GQoQa_dhI/AAAAAAAAADo/Vyz6TNE6uhQ/s200/remaxrealtylogo.jpg" width="200" /></a></div>
<span style="font-family: 'Times New Roman', serif; font-size: 20pt;"><br /></span></div>
</div>
</div>
<div>
<br />
<div class="MsoTitle">
<span style="font-size: 27px;"><br /></span></div>
</div>
<div>
<br class="Apple-interchange-newline" /></div>Christina Austinhttp://www.blogger.com/profile/18130383742129245000noreply@blogger.com0tag:blogger.com,1999:blog-37420403664715498.post-46773434131911338932012-02-19T17:12:00.000-08:002012-02-19T17:48:35.651-08:00Loan Application Checklist<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiR2w2SHSLYrRcl-65370-AB6mR4_YE1D43bHBF7OEseJXP3IU9UCyfi7FFg5vO6io__8zVZnYhrzIoTImFIsZvouqO5yMnH-tz2JIh4ZSZKOfrim4zhaebYlCwhqrWXN_gXOZkwXMxSpI/s1600/TeamTexasLogoFinal.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="145" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiR2w2SHSLYrRcl-65370-AB6mR4_YE1D43bHBF7OEseJXP3IU9UCyfi7FFg5vO6io__8zVZnYhrzIoTImFIsZvouqO5yMnH-tz2JIh4ZSZKOfrim4zhaebYlCwhqrWXN_gXOZkwXMxSpI/s200/TeamTexasLogoFinal.jpg" width="200" /></a></div>
The <a href="http://www.har.com/AWS/AWSF.cfm?tgt=ViewMLSListings&AGENT_NUMBER=616678" target="_blank">home</a> buying process can be very confusing, therefore, it is tremendously important that you get a <a href="http://www.christinaaustin.net/" target="_blank">Realtor</a> to represent you. After finding the perfect <a href="http://www.christinaaustin.net/" target="_blank">Realtor</a> for you (hint hint <a href="http://teamtexastalks.blogspot.com/" target="_blank">Team Texas</a>. lol) the next step is to contact a mortgage lender and get prequalified. We can refer you to some great lenders that are as dedicated as us to getting the deal closed and you in the home you have always dreamed of. Once we find you that perfect place to get the loan process started your lender will require the following list of documents.<br />
<br />
<img src="https://encrypted-tbn2.google.com/images?q=tbn:ANd9GcQCNxJoFtk_Gfe_buUXeZC5bO-eWLk-VvH_G7-IBNlW0wzJe5nZ" /> <span style="font-family: 'Times New Roman', serif; font-size: 24pt;"><span style="color: #cc0000;">Loan Application Checklist</span></span>
<br />
<u style="color: #cc0000;"><br /></u><br />
<u style="color: #cc0000;"><br /></u><br />
<u style="color: #cc0000;">General:</u><br />
<br />
<div>
<div>
- Picture ID with social security number of borrower and co-borrowers.<br />
<br />
- Payment to cover the application fee. <br />
<br />
- Name and complete address of all landlords for the past two years. <br />
<br />
<span style="color: #cc0000;"><u> Income: </u></span><br />
<span style="color: #cc0000;"><u><br /></u></span><br />
<span style="font-family: inherit;">-<span style="background-color: rgba(255, 255, 255, 0.917969);">Human Resources contact and telephone number for each borrower.</span></span><br />
<br />
- Employment history for the past two years including names, addresses, phone numbers, and length of time with company. <br />
<br />
- Copies of your most recent pay stubs and W-2 forms (past two years). <br />
<br />
- Verification of other income (social security, child support, retirement). <br />
<br />
- If self-employed, you need copies of the past two years signed tax returns including all schedules, and a signed profit and loss statement of the current year. Retirees need tax returns for the past two years. <br />
<br />
- If you have rental property income, bring a copy of all lease agreements. <br />
<br />
<u><span style="color: #cc0000;">Assets:</span></u><br />
<br />
- Copies of all bank and credit union statements for the past three months. <br />
<br />
- Copies of all stock/bond certificates and/or the past three statements from all investment and retirement accounts. <br />
<br />
- Prepare a list of household items and their values. <br />
<br />
- Copies of title documents for all automobiles, boats, motorcycles, etc. <br />
<br />
- Face amount, monthly premiums and cash values of all life insurance policies. (Cash value may be used for closing costs or down payments. You need documentation from the carrier indicating cash value). <br />
<br />
<u><span style="color: #cc0000;">Creditors: </span></u><br />
<br />
- Credit cards (account numbers, current balances, and monthly payments). <br />
<br />
- Installment loans (car, student, etc.). Same details as for credit cards. <br />
<br />
- Mortgage loans (property address, lender with address, account numbers, monthly payment and balance owed on all properties presently owned or sold within the last two years). Bring proof of sale of properties sold. <br />
<br />
- Childcare expense/support (name, address, phone number). <br />
<br /></div>
<div>
<u><span style="color: #cc0000;">Other: </span></u><br />
<br />
- Bankruptcy – bring discharge and schedule of creditors. <br />
<br />
- Adverse credit – bring letters of explanation. <br />
<br />
- Divorce – bring Divorce Decrees, property settlements, quit claim deeds, modifications, etc. for all divorces by yourself or your spouse. <br />
<br />
- VA only – bring Form DD214 and Certificate of Eligibility. <br />
<br />
- Retirees – bring retirement and/or Social Security Award Letter<br />
<br />
<span style="color: #cc0000;">Already being prepared with this information will speed up the process so you don't have to scramble last minute, just prolonging your closing date. We want to be here for you and help guide you through the process and hope that this gives you an idea of what you may need to get going with smooth confidence. Contact us... we promise you will be in good hands!</span><br />
<span style="color: #cc0000;"><br /></span><br />
<span style="color: #cc0000;">More information on the home buying process in our future so come back soon!</span><br />
<span style="color: #cc0000;"><br /></span><br />
<br />
<div>
~<a href="http://www.christinaaustin.net/" target="_blank">Christina Austin</a></div>
<div>
Member of Team Texas with</div>
<div>
<a href="http://www.remaxtexas.com/default.asp?p=profile.asp&accountid=190689" target="_blank">RE/MAX Realty Center</a><br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://4.bp.blogspot.com/-OU1VFCvdnD0/T0GQoQa_dhI/AAAAAAAAADo/Vyz6TNE6uhQ/s1600/remaxrealtylogo.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="121" src="http://4.bp.blogspot.com/-OU1VFCvdnD0/T0GQoQa_dhI/AAAAAAAAADo/Vyz6TNE6uhQ/s200/remaxrealtylogo.jpg" width="200" /></a></div>
<span style="font-family: 'Times New Roman', serif; font-size: 20pt;"><br /></span></div>
</div>
</div>
<div>
<br />
<div class="MsoTitle">
<span style="font-size: 27px;"><br /></span></div>
</div>
<div>
<br /></div>Christina Austinhttp://www.blogger.com/profile/18130383742129245000noreply@blogger.com0tag:blogger.com,1999:blog-37420403664715498.post-54078871393497830492012-02-11T10:01:00.000-08:002012-02-11T10:01:18.040-08:00Cypress Texas, Still a Hometown Feel<a href="http://www.michellesellscypress.com/">Cypress Texas</a>...Still a Hometown feel<span style="font-family: Calibri;">…..</span><br />
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">Yes I grew up here….yes I came back and yes…I raised my
family in Cypress. I guess I’m here to stay. Grew up in <a href="http://www.ravensway.com/">Ravensway</a>...the neighborhood named after General Sam Houston (the Raven). In fact I recently noted a new cemetery
being developed off Cypress North Houston near Telge…just blocks from </span><a href="http://schools.cfisd.net/cyfair/index.htm"><span style="color: blue; font-family: Calibri;">CyFair High</span></a><span style="font-family: Calibri;">…so now my
running joke is that now I’ll probably never leave!!!</span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;"><span style="mso-spacerun: yes;"> </span>It’s definitely not
the <a href="http://www.michellesellscypress.com/">Cypress</a> of 1978, back when Huffmeisters Drive In was the place to hang out
on Friday nights and the lake at Timberlake was party central until the wooded
dead end streets of Enchanted Valley Estates opened up and gave way to nightly
bonfires!<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span>That’s all I’ll say about that.</span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<a href="http://www.tinhall.com/eventscalendar.html"><span style="color: blue; font-family: Calibri;">Tin
Hall</span></a><span style="font-family: Calibri;"> was probably one of the biggest entertainment venues back in my time.
Friday and Saturday night BYOB dances helped me learn the art of the Texas Two
Step.<span style="mso-spacerun: yes;"> </span>They recently started having
monthly dances….be sure to check it out and support a local icon. <span style="mso-spacerun: yes;"> I know there's a free event there on Sunday Feb 12...with <a href="http://kevinblack.com/">Kevin Black</a> band and BBQ...then a dance on Saturday March 31 with the <a href="http://lonelyroadlive.com/LonelyRoad.html">Lonely Road Band</a>...who will knock your socks off with contemporary country tunes! <a href="http://lonelyroadlive.com/LonelyRoad.html">Lonely Road Band</a> also frequents the <a href="http://www.thetexastavern.com/">Texas Tavern</a> on Cypress North Houston in case you're in the mood for great country music.</span></span></div>
<br />
<div class="MsoNormal" style="margin: 0in 0in 10pt;">
<span style="font-family: Calibri;">My kids helped me with a CyFair High School reunion at Tin
Hall a few years ago and were amazed at how many streets showed up as the last
name of past graduates….Kluges, Telges, Huffmeisters, Juergens, Mueschke,
Borgstedt, and many more.<span style="mso-spacerun: yes;"> </span></span></div>
<span style="font-family: "Calibri","sans-serif"; font-size: 11pt; line-height: 115%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">If you’re new to Cypress or <a href="http://www.michellesellscypress.com/"><span style="color: blue;">thinking of moving here</span></a>, I’d
definitely give this place kudos.<span style="mso-spacerun: yes;"> </span>CyFair
ISD is one of the highest rated school districts in the state. Industry is big,
with access to HP, Cameron, Siemens, and many other major industrial
corporations. <span style="mso-spacerun: yes;"> </span>We’ve still got some of
the hometown feel.</span><br />
<br />
<span style="font-family: "Calibri","sans-serif"; font-size: 11pt; line-height: 115%; mso-ansi-language: EN-US; mso-ascii-theme-font: minor-latin; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-bidi-theme-font: minor-bidi; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US; mso-fareast-theme-font: minor-latin; mso-hansi-theme-font: minor-latin;">Did you grow up here? Do you have a memory you'd like to share? Bring it on....its fun to see what others remember and think about. See you at Tin Hall!</span>Michelle Murrayhttp://www.blogger.com/profile/04370255686982165563noreply@blogger.com0tag:blogger.com,1999:blog-37420403664715498.post-53807250895972732512012-02-06T20:50:00.000-08:002012-02-07T17:38:18.939-08:00Fun facts about Cypress, TX<br />
A few interesting facts about Cypress, TX<br />
<br />
Did you know that Tin Hall is one of the oldest continually operating dance halls in Texas, it's been in operation since 1889.<br />
How many of your great great grandparents hung out there?<br />
<br />
General Sam Houston and his Texas Army camped in the area on March 22, 1836 on the way to Harrisburg, which is now in East Houston, just days before the Battle of San Jacinto. Actually, the neighborhood, Ravensway got it's name from General Sam Houston as that is the area where they camped and he was known as The Raven.<br />
Now you want to go camp out in Ravensway, don't you?<br />
<br />
Cypress-Fairbanks comes from when the Cypress and Fairbanks volunteer fire departments joined together to form the Cypress-Fairbanks Volunteer Fire Department. That was later shortened to Cy-Fair.<br />
Good to know!<br />
<br />
Cypress was considered mostly rural until the 1980's when developers began several master-planned communities.<br />
We've come a long way baby!<br />
<br />
Did you know that the <a href="http://www.northwestforest.com/index.html">Northwest Forest Conference Center</a> has a life size replica of The Alamo?<br />
Field trip anyone?<br />
<br />
Last buy not least did you know that there will be a <a href="http://www.winecyfair.com/">Wine Fair</a> on April 28, 2012<br />
Umm...we'll see you there.<br />
<br />
<span style="font-size: large;"><a href="http://har.com/AWS/AWS.CFM?AGENT_NUMBER=419964">Debbie Jackson</a></span><br />
<br />
Member of Team Texas at RE/MAX Realty Center<br />
<br />
<a href="http://4.bp.blogspot.com/-6OvFBbSICes/TzCtDIzTfuI/AAAAAAAAADU/lROE1z8MQ18/s1600/Team+Caricature+extra+small.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" height="156" src="http://4.bp.blogspot.com/-6OvFBbSICes/TzCtDIzTfuI/AAAAAAAAADU/lROE1z8MQ18/s200/Team+Caricature+extra+small.jpg" width="200" /></a><br />
Black Tie Service<br />
Blue Jean Friendly<br />
<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<br /></div>
<br />
<br />
<span style="font-family: sans-serif; font-size: x-small;"><span style="line-height: 19px;"><br /></span></span><br />
<span style="font-family: sans-serif; font-size: x-small;"><span style="line-height: 19px;"><br /></span></span>Anonymousnoreply@blogger.com0tag:blogger.com,1999:blog-37420403664715498.post-86634646985679364952012-02-02T16:35:00.000-08:002012-02-02T16:35:38.417-08:00First Time Home Buyer Tips<br />
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">Tips for First Time Home Buyers in and around the Houston area.<o:p></o:p></span><br />
<div class="separator" style="clear: both; text-align: center;">
<a href="http://1.bp.blogspot.com/-YHBdfO6_pQg/TysrxaQChkI/AAAAAAAAADE/lBXpHF5KusY/s1600/house+heart.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" src="http://1.bp.blogspot.com/-YHBdfO6_pQg/TysrxaQChkI/AAAAAAAAADE/lBXpHF5KusY/s1600/house+heart.jpg" /></a></div>
<span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;"><br /></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">Buyers who are planning the purchase of their first <a href="http://har.com/AWS/AWSF.cfm?tgt=ViewMLSListings&AGENT_NUMBER=419964">home</a> continue
to have a wealth of opportunities in today’s marketplace. In and around the
Houston area including Cypress, Tomball, Spring and The Woodlands there are
some great opportunities to get into your new <a href="http://har.com/AWS/AWSF.cfm?tgt=ViewMLSListings&AGENT_NUMBER=419964">home</a>. We talked about the <a href="http://www.csd.hctx.net/ps_downpaymentassistanceprogram.aspx">DAP</a> program in a previous blog. This is a great way to get a little financial help
and make your dream of home ownership come true. Interest rates are still at
record lows. The cost to rent a home or apartment continues to go up as
occupancy rates climb. <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">Here are a few smart steps to save you time and money:<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: Palatino-Bold, serif; font-size: 10pt;">Start by shoring up your credit</span></b><span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">. Make sure your credit history is as clean as possible.
A few months before you start house hunting contact a mortgage lender and have
them look over your credit report. They will be able to let you know if you
need to take care of any unwanted marks on your report. <o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">In an effort to get the best credit score possible you should keep
your credit cards with a balance of no more than 10% of the cards limit. You
should also have at least two current revolving accounts (credit cards) and one
installment account (car payments or major purchases with equal monthly
payments).<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: Palatino-Bold, serif; font-size: 10pt;">Get professional help</span></b><span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">. It’s best to get a <a href="http://har.com/AWS/AWSF.cfm?tgt=ViewMLSListings&AGENT_NUMBER=419964">Realtor</a> </span><span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">involved as early as
possible. A <a href="http://har.com/AWS/AWSF.cfm?tgt=ViewMLSListings&AGENT_NUMBER=419964">Realtor</a> will offer you professional advice and assist with the
entire process. </span><a href="http://har.com/AWS/AWS.CFM?AGENT_NUMBER=419964" style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">TEAM TEXAS</a><span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;"> feels that it’s never too early to contact a <a href="http://har.com/AWS/AWSF.cfm?tgt=ViewMLSListings&AGENT_NUMBER=419964">Realtor</a>. If you’ve started
looking at homes online, it’s time to get help. You definitely want to have a Buyers
Representative. This shouldn’t cost you anything. The agent’s commission is
typically paid by the seller. Keep in mind that if you are calling the agent
that has the home listed to get information about the home…this agent already
represents the seller and they are keeping the sellers best interest in mind. A
buyer’s agent will have your best interest in mind and that’s what you need,
someone who is looking at for YOU.</span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">Even if you are considering buying a new construction home, it
will benefit you to have a Realtor representing you. Remember the sales rep at
the model home works for the builder. <a href="http://members.har.com/Realtor-Agent-Rating/process/dispagentrating.cfm?member_number=419964">See what our clients have to say about us here.</a><o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><span style="font-family: Palatino-Bold, serif; font-size: 10pt;">Hire a home inspector</span></b><span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">. Armed with a home inspection report, you’ll be
able to move into your new home with confidence—or have your Realtor negotiate
the necessary repairs for you. You definitely don’t want your dream home to
become a nightmare. Make sure that any issues are addressed quickly.<o:p></o:p></span></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<br /></div>
<div class="MsoNormal" style="margin-bottom: 0.0001pt;">
<b><i><span style="font-family: Palatino-BoldItalic, serif;">Bonus tip: </span></i></b><span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">Be patient – buying a home is one of the largest purchases most people
will make in their lifetime. The key to avoiding buyer’s remorse is to be completely
comfortable before signing on the dotted line.<o:p></o:p></span><br />
<span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;"><br /></span><br />
<span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;">Feel free to call anytime with questions 281-213-9296</span><br />
<span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;"><br /></span><br />
<span style="font-family: Palatino-Roman, sans-serif; font-size: x-small;">Make it a great day!</span><br />
<span style="font-family: Palatino-Roman, sans-serif; font-size: x-small;"><br /></span><br />
<span style="color: blue; font-family: Palatino-Roman, sans-serif;"><a href="http://har.com/AWS/AWS.CFM?AGENT_NUMBER=419964">Debbie Jackson</a></span><br />
<span style="color: blue;"><br /></span><br />
<span style="color: blue;">Member of Team Texas</span><br />
<span style="color: blue;">with RE/MAX Realty Center - Cypress</span><br />
<a href="http://3.bp.blogspot.com/-Hkqb1M2umYY/TysrO4dj2BI/AAAAAAAAAC8/3ojiJQbVjIs/s1600/Team+Caricature+small.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" height="156" src="http://3.bp.blogspot.com/-Hkqb1M2umYY/TysrO4dj2BI/AAAAAAAAAC8/3ojiJQbVjIs/s200/Team+Caricature+small.jpg" width="200" /></a><br />
<br />
<span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;"><br /></span><br />
<span style="font-family: Palatino-Roman, sans-serif; font-size: 10pt;"><br /></span></div>Anonymousnoreply@blogger.com3tag:blogger.com,1999:blog-37420403664715498.post-82472701268164345972012-01-25T12:50:00.000-08:002012-01-26T10:18:02.913-08:00Down Payment Assistance Program<span style="font-size: large;">Good afternoon everyone! </span><br />
<div>
<span style="font-size: large;"><br /></span></div>
<div>
<span style="font-size: large;">Today I am writing about a new down payment assistance program called <a href="http://www.csd.hctx.net/ps_downpaymentassistanceprogram.aspx" target="_blank">DAP</a>. We are so excited to be able to bring you this new information. If you are thinking that you can't buy a <a href="http://www.har.com/AWS/AWSF.cfm?tgt=ViewMLSListings&AGENT_NUMBER=616678" target="_blank">home</a>, you may be mistaken! Chances are YOU can... this program qualifies buyers for up to $9,500 down payment assistance on resales less then 10 years old and up to $14,200 on new homes. There are a lot of places that qualify in the <a href="http://www.har.com/AWS/AWSF.cfm?tgt=ViewMLSListings&AGENT_NUMBER=616678" target="_blank">Cypress</a> area as well as <a href="http://www.har.com/AWS/AWSF.cfm?tgt=ViewMLSListings&AGENT_NUMBER=616678" target="_blank">Tomball</a> and many more! You and the home of your dreams do have to fit into a <a href="http://www.csd.hctx.net/ps_downpaymentassistanceprogram.aspx" target="_blank">certain criteria</a>, however, if you don't there are a couple other programs out there that may fit you perfectly. So if you are thinking about purchasing a new home give Team Texas a call. We can hook you up with a lending professional who can assist you with figuring how we can get you into the home of your dreams!</span></div>
<div>
<span style="font-size: large;"><br /></span></div>
<div>
<a href="http://www.imageenvision.com/150/24226-clip-art-graphic-of-a-yellow-residential-house-cartoon-character-running-by-toons4biz.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="http://www.imageenvision.com/150/24226-clip-art-graphic-of-a-yellow-residential-house-cartoon-character-running-by-toons4biz.jpg" width="186" /></a><span style="font-size: large;"><br /></span></div>
<div>
<span style="font-size: large;">Don't let this opportunity</span></div>
<div>
<span style="font-size: large;">pass you by.</span></div>
<div>
<span style="font-size: large;">We can't wait to hear</span></div>
<div>
<span style="font-size: large;">from you!</span></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<br />
<br /></div>
<div>
~<a href="http://www.christinaaustin.net/" style="font-size: x-large;" target="_blank">Christina Austin</a></div>
<div>
<span style="font-size: large;">Member of Team Texas with</span></div>
<div>
<span style="font-size: large;"><a href="http://www.remaxtexas.com/default.asp?p=profile.asp&accountid=190689" target="_blank">RE/MAX Realty Center</a></span></div>
<div>
<a href="http://2.bp.blogspot.com/-gcUNPWjJzRc/TyBpudKSMoI/AAAAAAAAADQ/7Ta5SFymRZg/s1600/TeamTexasLogoFinalcrop.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="190" src="http://2.bp.blogspot.com/-gcUNPWjJzRc/TyBpudKSMoI/AAAAAAAAADQ/7Ta5SFymRZg/s200/TeamTexasLogoFinalcrop.jpg" width="200" /></a><span style="font-size: large;"><br /></span></div>Christina Austinhttp://www.blogger.com/profile/18130383742129245000noreply@blogger.com0tag:blogger.com,1999:blog-37420403664715498.post-45964388644543792402012-01-24T21:24:00.000-08:002012-01-25T11:19:05.127-08:00Blood Drive @ RE/MAX Realty Center II<div style="text-align: center;">
<b><span style="color: #4c1130; font-size: large;">Team Texas will be attending! It will only take an hour of </span></b></div>
<div>
<div style="text-align: center;">
<b><span style="color: #4c1130; font-size: large;">your time and you will help save someone's life!</span></b></div>
<br />
<ul class="uiList" style="background-color: white; font-family: 'lucida grande', tahoma, verdana, arial, sans-serif; line-height: 12px; list-style-type: none; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; text-align: left;">
<li class="uiListItem uiListLight uiListVerticalItemBorder" style="border-bottom-color: rgb(233, 233, 233); border-bottom-style: solid; border-bottom-width: 0px; border-left-color: rgb(233, 233, 233); border-left-style: solid; border-left-width: 0px; border-right-color: rgb(233, 233, 233); border-right-style: solid; border-right-width: 0px; border-top-color: rgb(233, 233, 233); border-top-style: solid; border-top-width: 0px; display: block;"><ul class="uiList uiListHorizontal clearfix" style="list-style-type: none; margin-bottom: 0px; margin-left: 0px; margin-right: 0px; margin-top: 0px; padding-bottom: 0px; padding-left: 0px; padding-right: 0px; padding-top: 0px; zoom: 1;">
<li class="prs uiListItem uiListLight uiListHorizontalItemBorder uiListHorizontalItem" style="border-bottom-color: rgb(233, 233, 233); border-bottom-style: solid; border-bottom-width: 0px; border-left-color: rgb(233, 233, 233); border-left-style: solid; border-left-width: 0px; border-right-color: rgb(233, 233, 233); border-right-style: solid; border-right-width: 0px; border-top-color: rgb(233, 233, 233); border-top-style: solid; border-top-width: 0px; display: block; float: left; padding-right: 5px;"><div class="clearfix pvm prm" style="padding-bottom: 10px; padding-right: 10px; padding-top: 10px; zoom: 1;">
<div class="fbInfoIcon lfloat" style="float: left; position: relative; text-align: center; top: 1px; width: 30px;">
<i class="img sp_21p7ab sx_6fb0c1" style="background-position: 0px -57px; display: inline-block; height: 10px; width: 10px;" title="When"><u style="position: absolute; top: -9999999px;"><span style="color: #4c1130; font-size: x-small;">When</span></u></i></div>
<div class="lfloat" style="float: left;">
<span style="color: #4c1130; font-size: x-small;">Friday, February 3, 2012</span></div>
</div>
</li>
<li class="pls uiListItem uiListLight uiListHorizontalItemBorder uiListHorizontalItem" style="border-bottom-color: rgb(233, 233, 233); border-bottom-style: solid; border-bottom-width: 0px; border-left-color: rgb(233, 233, 233); border-left-style: solid; border-left-width: 1px; border-right-color: rgb(233, 233, 233); border-right-style: solid; border-right-width: 0px; border-top-color: rgb(233, 233, 233); border-top-style: solid; border-top-width: 0px; display: block; float: left; padding-left: 5px;"><div class="clearfix pvm" style="padding-bottom: 10px; padding-top: 10px; zoom: 1;">
<div class="fbInfoIcon lfloat" style="float: left; position: relative; text-align: center; top: 1px; width: 30px;">
<i class="img sp_21p7ab sx_0abe1d" style="background-image: url(https://s-static.ak.facebook.com/rsrc.php/v1/y2/r/sZoiA9ZGCAK.png); background-position: 0px -68px; background-repeat: no-repeat no-repeat; display: inline-block; height: 10px; width: 10px;" title="Time"><u style="position: absolute; top: -9999999px;"><span style="color: #4c1130; font-size: x-small;">Time</span></u></i></div>
<div class="lfloat fsm fwn fcg" style="float: left;">
<span style="color: #4c1130; font-size: x-small;"><span class="fcb">1:00pm</span> until <span class="fcb">5:00pm</span></span></div>
</div>
</li>
</ul>
</li>
<li class="uiListItem uiListLight uiListVerticalItemBorder" style="border-bottom-color: rgb(233, 233, 233); border-bottom-style: solid; border-bottom-width: 0px; border-left-color: rgb(233, 233, 233); border-left-style: solid; border-left-width: 0px; border-right-color: rgb(233, 233, 233); border-right-style: solid; border-right-width: 0px; border-top-color: rgb(233, 233, 233); border-top-style: solid; border-top-width: 1px; display: block; font-size: 11px;"><table cellpadding="0" cellspacing="0" class="uiGrid mvm" style="-webkit-border-horizontal-spacing: 0px; -webkit-border-vertical-spacing: 0px; border-bottom-width: 0px; border-collapse: collapse; border-color: initial; border-image: initial; border-left-width: 0px; border-right-width: 0px; border-style: initial; border-top-width: 0px; margin-bottom: 10px; margin-top: 10px;"><tbody>
<tr><td class="vTop" style="text-align: left; vertical-align: top;"><div class="fbInfoIcon fbDescriptionIcon" style="position: relative; text-align: center; top: 0px; width: 30px;">
<i class="img sp_21p7ab sx_8fb395" style="background-image: url(https://s-static.ak.facebook.com/rsrc.php/v1/y2/r/sZoiA9ZGCAK.png); background-position: -13px -48px; background-repeat: no-repeat no-repeat; display: inline-block; height: 7px; width: 8px;" title="Description"><u style="position: absolute; top: -9999999px;"><span style="color: #4c1130; font-size: x-small;">Description</span></u></i></div>
</td><td class="vTop" style="text-align: left; vertical-align: top;"><span style="color: #4c1130; font-size: x-small;">Help save a life! Donate blood! Call Tonya at 281-213-6210 or email Tonyasampson@remax.net to schedule your appointment!</span></td></tr>
</tbody></table>
</li>
</ul>
<div style="text-align: left;">
<span style="color: #333333; font-family: 'lucida grande', tahoma, verdana, arial, sans-serif;"><span style="font-size: 11px; line-height: 12px;"><br /></span></span></div>
<div style="text-align: left;">
<span style="color: #333333; font-family: 'lucida grande', tahoma, verdana, arial, sans-serif;"><span style="font-size: 11px; line-height: 12px;"><br /></span></span></div>
<span style="color: #4c1130;"></span><br />
<div style="text-align: center;">
<span style="color: #4c1130;">In case you need anything else to inspire you to join us you can check the Give Blood <a href="http://www.giveblood.org/cfl/individual/whydonate">Website</a>. To read amazing stories of people who's lives have been saved by people like YOU!</span></div>
<span style="color: #4c1130;">
</span><br />
<div style="text-align: center;">
<span style="color: #4c1130;"><br /></span></div>
<span style="color: #4c1130;">
</span><br />
<div class="separator" style="clear: both; text-align: center;">
<img height="400" src="https://mail-attachment.googleusercontent.com/attachment?ui=2&ik=b4e91da5ad&view=att&th=13515c2f1484b143&attid=0.1&disp=inline&safe=1&zw&saduie=AG9B_P9acnBK0bMsXIH1CnxrOanF&sadet=1327519120925&sads=U5yzFe9gJDGxVtGEmam8pvq6o7A&sadssc=1" width="309" />
</div>
<span style="color: #4c1130;">
</span><br />
<div style="text-align: center;">
<span style="color: #4c1130;"><br /></span></div>
<span style="color: #4c1130;">
<div style="text-align: left;">
As always, thanks for stopping by! Hope to see ya there,</div>
<div style="text-align: left;">
<a href="http://www.christinaaustin.net/" target="_blank">Christina Austin</a> </div>
</span></div>Christina Austinhttp://www.blogger.com/profile/18130383742129245000noreply@blogger.com0tag:blogger.com,1999:blog-37420403664715498.post-14996913546310856862012-01-24T11:16:00.000-08:002012-01-24T11:16:22.229-08:00Team Texas Starts Talking...or BloggingHere we go...we're really gonna do this.<br />
We've talked about blogging for over a year and, well we didn't get it started in 2011...We're not gonna let another year get past us though.<br />
<br />
We've started this year off with a bang and we're dedicated to achieving our goals, both individually and as a team. Yep, blogging is one of those goals. We hope to bring you some valuable information regarding, what else, Real Estate. We won't be boring you with a bunch of statistics, oh you'll get some for sure, we hope to give you some insight to what's happening in and around your community. We'll be talking about market conditions, home improvement tips, what's going on in legislation....sound exciting??? Don't worry we plan to have a lot of fun with this blog too. Who know's what we'll come up with.<br />
Join us early and then if you decide you like what we have to share...refer your friends to us. We're Realtors, we love referrals.TEAM TEXAShttp://www.blogger.com/profile/11742051288979230611noreply@blogger.com0tag:blogger.com,1999:blog-37420403664715498.post-58613347641189942892012-01-24T11:08:00.000-08:002012-01-24T11:08:05.848-08:00HGTV's House Hunters episode filmed in The WoodlandsSet your DVR's to HGTV on January 26th at 9:00 P.M.<br /><br />House Hunters is going to be in The Woodlands and segments of the show will be with the family at the waterway. That's pretty cool that our home town will be on national tv.<br />It would be awesome to get some feedback from you guys after the show to see what everyone's opinion is. Did they represent us well??<br />Check out the article below and don't forget to tune in or set your dvr.<br /><br /><br /><a href="http://impactnews.com/articles/hgtv">HGTV's House Hunters episode filmed in The Woodlands</a><br /><br /><br />Black Tie Service<br />Blue Jean Friendly<br />Team TexasTEAM TEXAShttp://www.blogger.com/profile/11742051288979230611noreply@blogger.com0